The Central Bank of India has officially announced the Credit Officer Recruitment 2025, presenting a golden opportunity for aspiring candidates to secure a career in the banking sector. This recruitment drive offers 1,000 vacancies for the post of Credit Officer in Junior Management Grade Scale-I (JMGS-I).
Candidates who are selected must undergo a one-year Post-Graduate Diploma in Banking & Finance (PGDBF) before they are formally inducted as full-time employees. The online application process runs from January 30, 2025, to February 20, 2025, through the official website: centralbankofindia.co.in.
Important Dates for Central Bank of India Recruitment 2025
Aspirants should take note of the crucial dates associated with the recruitment process to avoid missing out on key deadlines.
| Event | Date |
|---|---|
| Notification Release Date | January 30, 2025 |
| Application Start Date | January 30, 2025 |
| Application End Date | February 20, 2025 |
| Admit Card Release Date | To Be Announced |
| Online Examination Date | To Be Announced |
Central Bank of India Vacancy Details
The distribution of vacancies across various categories is as follows:
| Category | Number of Vacancies |
| General (UR) | 405 |
| OBC | 270 |
| SC | 150 |
| ST | 75 |
| EWS | 100 |
| Total | 1000 |
Eligibility Criteria for Central Bank of India Credit Officer 2025
Candidates must fulfill the following eligibility conditions to apply for the position.
Educational Qualification
- A graduation degree in any discipline from a recognized university with a minimum of 60% marks (55% for SC/ST/OBC/PwBD candidates).
- The candidate should possess a valid degree certificate and mention their percentage accurately during registration.
Age Limit (as of November 30, 2024)
- Minimum Age: 20 years
- Maximum Age: 30 years
Age Relaxation
| Category | Relaxation |
| SC/ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| PwBD | 10 years |
Nationality
Applicants must be:
- Indian citizens, or
- Subjects of Nepal/Bhutan, or
- Tibetan refugees who migrated before January 1, 1962, with the intent of permanent settlement in India.
Selection Process for Credit Officer Recruitment 2025
The recruitment consists of two major stages:
1. Online Examination
The exam includes both objective and descriptive tests designed to assess candidates’ aptitude and banking knowledge.
| Section | Number of Questions | Maximum Marks | Duration | Medium |
| English Language | 30 | 30 | 25 minutes | English |
| Quantitative Aptitude | 30 | 30 | 25 minutes | English/Hindi |
| Reasoning Ability | 30 | 30 | 25 minutes | English/Hindi |
| General Awareness (Banking) | 30 | 30 | 15 minutes | English/Hindi |
| Descriptive Test (Essay & Letter) | 2 | 30 | 30 minutes | English |
| Total Marks | 150 | – | – | – |
Note: There is no negative marking for incorrect answers.
2. Interview
- Total Marks: 50
- Minimum Qualifying Marks:
- General/EWS: 50%
- SC/ST/OBC/PwBD: 45%
How to Apply for Central Bank of India Recruitment 2025
Follow these steps to complete the application process:
- Visit the Official Website – centralbankofindia.co.in.
- Navigate to the Recruitment Section – Click on “Apply Online for Credit Officers – PGDBF.”
- Register Your Account – Provide basic details to generate a provisional registration number and password.
- Complete the Application Form – Enter personal, educational, and professional information.
- Upload Required Documents – Attach scanned copies of:
- Passport-sized photograph
- Signature
- Left thumb impression
- Handwritten declaration
- Pay the Application Fee – Choose payment methods such as Debit Card, Credit Card, Net Banking, or UPI.
- Review and Submit – Ensure all details are accurate before final submission.
- Download Confirmation Page – Keep a printed copy for future reference.
Application Fee Details
| Category | Application Fee (₹) |
| General/OBC/EWS | ₹750/- |
| SC/ST/PwBD/Women | ₹150/- |
Salary and Benefits for Credit Officers
The Central Bank of India offers an attractive salary package along with multiple benefits.
| Post Name | Salary Range (₹/Month) |
| Credit Officer (JMGS-I) | ₹48,480 – ₹85,920 |
Additional Perks
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- Medical Benefits
- Leave Travel Concession (LTC)
- Housing Loan Facilities at Subsidized Rates
Why Choose Central Bank of India?
- Competitive Salary – Starting from ₹48,480 per month.
- Career Growth – Structured training and promotions.
- Job Security – Work in one of India’s oldest and most reputable banks.
- Employee Benefits – Attractive perks such as housing loans and LTC.
Frequently Asked Questions (FAQs)
Q1. What is the last date to apply for Central Bank of India Credit Officer Recruitment 2025?
- The last date to apply is February 20, 2025.
Q2. Is there any negative marking in the online examination?
- No, there is no negative marking in the exam.
Q3. What is the selection process for this recruitment?
- The selection process includes an online examination followed by an interview.
Q4. Can final-year students apply for this recruitment?
- No, candidates must have a valid graduation degree at the time of application.
Q5. What are the application fees for different categories?
- General/OBC/EWS: ₹750/-
- SC/ST/PwBD/Women: ₹150/-
This guide provides a detailed insight into the Central Bank of India Credit Officer Recruitment 2025 to help candidates understand the process and prepare effectively. For further updates, visit the official website regularly.
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Sachin is a dedicated writer specializing in education, career, and recruitment topics, delivering clear and actionable insights to empower readers.